countryRiskLevel "HIGH","MEDIUM","LOW" financialRiskLevel "HIGH","MEDIUM","LOW" ownershipStructure "COMPLEX","SIMPLE","PUBLIC"

"HIGH" - - "TIER_1_HIGH_RISK" "ENHANCED" "Chief Procurement Officer + Legal Counsel" 30 - "HIGH" - "TIER_1_HIGH_RISK" "ENHANCED" "Chief Procurement Officer + CFO" 30 - - "COMPLEX" "TIER_1_HIGH_RISK" "ENHANCED" "Chief Procurement Officer + Legal Counsel" 30 "MEDIUM" "MEDIUM" - "TIER_2_MEDIUM_RISK" "STANDARD" "Procurement Director" 14 "MEDIUM" "LOW" - "TIER_2_MEDIUM_RISK" "STANDARD" "Procurement Manager" 10 "LOW" "LOW" "PUBLIC" "TIER_3_LOW_RISK" "SIMPLIFIED" "Procurement Officer" 5 "LOW" "LOW" - "TIER_3_LOW_RISK" "SIMPLIFIED" "Procurement Officer" 7

countryCode onFATFList

- true "HIGH" "Country on FATF grey or black list" "RU","BY","IR","KP","CU","SY","VE" - "HIGH" "Sanctioned jurisdiction — EU/OFAC restrictions apply" "CN","AE","TR","PK","NG","KZ" false "MEDIUM" "Elevated AML/corruption risk jurisdiction" "DE","FR","US","GB","JP","AU","CA","NL","SE","DK","NO","FI","CH" false "LOW" "Low-risk jurisdiction with strong AML framework" - false "MEDIUM" "Standard risk — insufficient data for low classification"

creditScore yearsTrading annualContractValue

< 40 - - "HIGH" - < 2 >= 500000 "HIGH" [40..70) - - "MEDIUM" - - >= 1000000 "MEDIUM" >= 70 >= 3 < 1000000 "LOW"